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Financial Aids and Loans for Individuals Provided by Japan’s Government
This article is provided by Accept International (COVID-19 Assistance Service for Foreigners in Japan).
The world’s condition is tough after the COVID-19 pandemic attacked. People in the world are economically damaged as reported on the news or the experience of people around us. Japan’s government provides some financial aid and loan systems for people who cannot afford their daily living expenses.
Here are some financial aid/loans that every single person who lives in Japan is able to apply for. However, some of the financial aids below can only be applied in Japanese, so if you need any language help, feel free to contact us.
See Also
Information About COVID-19 Vaccination in Japan for Foreign Residents
Temporary Loan Emergency Funds
Type of Financial Aid
Loan
Application Due Date
August 31st, 2021.
Eligible Person
People who lose jobs or got income reductions due to the COVID-19 outbreak and need money to make a living.
Requirement
Got income reduction due to COVID-19 outbreak caused by reduction of working time or lost job.
Where to apply
Nearest welfare center (website in Japanese).
Amount
Maximum 100,000 yen (for individuals).
※You can start to return the money after a year and finish returning them in 2 years since you start your payback.
※No interest applied.
For more information
https://corona-support.mhlw.go.jp/seikatsufukushi/en/index.html
Benefit for House Securing
Type of Financial Aid
Subsidy
Application Due
September 30th, 2021.
Eligible Person
People who lose jobs, or reduce their income due to COVID-19, and having difficulties paying house rent.
Requirements
・Those who leave the job or close the business within 2 years OR those with income reduction caused by the business’ temporarily closed AND those with the same condition to leave a job or business closed DUE TO COVID-19.
・There are some other requirements for your income amount and saving which depends on where you live. Please visit your nearest self-reliance support center for more information.
Where to apply
Nearest self-reliance support center (website in Japanese).
Amount
Housing fee for 3 months.
※Can be extended 2 times (maximum of 9 months).
For more information
https://corona-support.mhlw.go.jp/jukyokakuhokyufukin/en/index.html
Temporary Special Benefit for Households with Children
Type of Financial Aid
Subsidy
Application Due
None
Eligible Person
① Single-parent households with low income.
② Households with children which are classified as exemption of residence tax (due to low-income).
Requirements For ①
・Receiving child allowance in April 2021 (payment in May 2021)
Those who received child allowance in April 2021 are supposed to automatically (without any application in advance) get the household life support special benefit with an amount of 50,000 yen in May 2021. For those who did not receive the allowance/benefit, please check with your nearest city hall.
・NOT receiving child allowance.
If you are not receiving child allowance because of receiving a public pension or household income reductions due to the COVID-19 outbreak after January 2021.
Requirements For ②
・Receiving child allowance.
・Receiving an exemption of residence tax.
・Those who don’t receive child allowance (high school student and up will not receive child allowance) but receive the residence tax exemption.
・Those who got income reductions caused by the COVID-19 outbreak after January 2021.
Where to apply
Nearest city hall.
Amount
50,000/1 child under age 18 (age 20 for those with a disability).
For more information:
For a single-parent → https://www.mhlw.go.jp/content/11920000/000779317.pdf
For NOT a single-parent → https://www.mhlw.go.jp/content/11920000/000789730.pdf
Benefit for Supporting Employee Due to Business Closure
Type of Financial Aid
Subsidy
Application Due
October 31st, 2021
Those who can apply
If the employee did not receive any kind of leave payment from the employer due to the business’ temporary closure.
Requirements
Those who cannot do the job due to temporary closure caused by the COVID-19 outbreak (with the condition where the employer asked you to leave during the closure period) and do not receive any leave payment from the employer during the following period.
The employee of small -to -medium-sized enterprise
April 1st, 2020 ~ July 31st, 2021
The employee of the large-sized enterprise
April 1st, 2020 ~ June 30th, 2020
January 8th, 2021 ~ July 31st, 2021
Where to apply
Online in Ministry of Health, Labour, and Welfare website.
Amount
80% of your average daily payment before shutdown (maximum 11,000 yen per day) for the number of days that your employer ask you to leave
For more information:
https://www.mhlw.go.jp/content/11600000/000648770.pdf
If you need any help…
Accept International, a non-profit organization, provides various supports, such as supporting in an application for governmental benefits and loans, providing information about vaccination, connecting you to Hello Work, etc.
Bibliography
https://kurashi.yahoo.co.jp/supports/covid19
https://www.unileverfoodsolutions.com.au/chef-inspiration/fighting-covid-19-together/financial-support-for-restaurants-and-their-staff-in-crisis/financial-assistance-to-help-keep-your-hospitality-business-afloat.html
See Also
